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Required notice

No fee before the work is done

No money is charged or received before the promised services have been fully performed. There is no setup fee, no retainer, no deposit and no “file audit” charge at Uptick Credit.

You are billed for a cycle of work after that cycle is complete, and you may stop at any time without owing anything for work not yet performed. A company that asks you for money before it has done anything is breaking federal law, and that is reason enough to walk away from it.

Credit Repair Organizations Act, 15 U.S.C. §1679b(b).

Required notice

Your three-day right to cancel

You may cancel your contract with Uptick Credit, without penalty or obligation, at any time before midnight of the third business day after the date on which you signed it.

Your written contract carries a separate Notice of Cancellation form, in duplicate, printed in the same type size as the contract itself. You do not have to give a reason. You do not have to use our form — any written notice delivered to us by the deadline is sufficient. Nothing is charged.

Credit Repair Organizations Act, 15 U.S.C. §1679e.

Required notice

You can do all of this yourself, for free

You have the right to dispute inaccurate information in your credit report yourself, at no cost, by contacting the consumer reporting agency directly. Nothing we do requires a fee to be effective. Everything on this page is a right you already hold under the Fair Credit Reporting Act.

Get your free reports from the only federally authorised source: annualcreditreport.com. Do not pay a site that charges for them, and do not use a lookalike domain.

Our free do-it-yourself guide is the same process we run for clients, written out in full: how to read the file, what a dispute must contain, the addresses, the statutory windows, and what to do when a bureau answers “verified”. It asks for no email address and sells nothing.

What we do

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Five steps. No card, and no charge at the end of them.

No fee before the work is done

Your three-day right to cancel

You can do all of this yourself, for free

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